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Can you imagine buying your own home with absolutely NO
DOWN PAYMENT? We have created a program just for our clients who
haven't been able to save any money for a down payment but really want
to own their own home now. Many times we can work with your Realtor to
have the seller pay most or all of your closing costs. This can make
owning your own home less expensive than next months rent payment.
Of course, the interest rate will be a little bit higher
than it would be if you were putting 10 or 20 percent down, but you'll
own a home now and save a substantial amount of money.
This program requires 'fair' to 'good' credit.
Everyone's definition of creditworthiness is different. Instead of
wondering if you would qualify, call us today! Finding out takes just
ten minutes of your time and doesn't cost you a dime.
Many of our clients own their own businesses or get paid
in cash or with personal checks. This presents a big problem when
dealing with 'conventional lenders'. All banks and most mortgage
companies want you to prove your income with pay stubs and tax returns.
Our No Income Verified (NIV) program gets you a mortgage with No
Income Documentation.
Even without income documentation, it's still possible
to finance 100% of the purchase price of your home. That means that you
can buy a home with ZERO DOWN even if you
can't prove how much you make. To qualify for 100% financing, you'll
need good credit. Some small blemishes are OK. If your credit is less
than good, a down payment may be required.
It's important to remember that this type of program
requires a somewhat higher interest rate. We are happy to discuss your
options and quote you a payment on homes of interest to you over the
telephone. This is a no-obligation and no cost service to you.
GNA is New England's leading specialist in mortgages for
the 'credit challenged'. Many times low credit scores, serious
delinquencies, charge-offs, or simply a lack of credit can make
qualifying for a mortgage seem impossible. If circumstances in your past
or present have negatively effected your credit, you can still qualify
for a mortgage at GNA. Having a bankruptcy, repossession, or
foreclosure, won't stop you from getting approved for a mortgage, no
matter how recent it was. The goal of each and every employee of GNA is
to help you, our client, get the mortgage that is right for you. We
understand that sometimes past difficulties can be embarrassing, and
we'll always do everything we can to make dealing with GNA comfortable
and easy for you.
GNA has designed an award-winning program for first time
homebuyers. The foundation of this program is education. It's very
important that you understand the process and the options before you buy
your first home. Our dedication to delivering a world-class level of
customer service begins the very moment you contact GNA. A dedicated and
personable mortgage consultant will take the time to explain the entire
process to you and answer all of your questions. Then, we'll get some
very basic information and get you approved for a mortgage. You'll never
wait days or weeks for an answer at GNA. We measure our approvals in
minutes! As a first time homeowner, you'll enjoy special rates and
discounted closing costs with many of our programs.
Remember how frustrating the mortgage process was the
last time you purchased a home? While the rest of the mortgage industry
is stuck in the past, we have re-defined the entire experience for you,
our client. Each step of the process has been streamlined. Every
employee, affiliate, and investor at GNA Mortgage is committed to making
your experience exceptional. As an experienced homeowner you'll enjoy
special rates and programs reserved just for you.
Our experience and dedication to excellence in the area
of executive, estate, and trophy properties makes GNA the logical choice
when you are ready to buy or build your dream home. We are able to
accommodate mortgage requests to 7 million dollars and beyond. Our
programs and products in this specialized lending area are the most
aggressive in the country. Our service is truly world-class.
As a service to our clients, their friends, and visitors
to our website, we are pleased to offer a free no-obligation Rent vs.
Buy Analysis. This special report will compare the cost of renting to
the cost of buying a home given your income, your tax situation, and
current market conditions. Many of our clients have found that by buying
a home instead of renting, they can realize significant monthly savings.
To take advantage of this great service, call us today!
Each Loan Officer at GNA is skilled in analyzing your
current debt and finding ways for you to save money each and every
month. High interest rate credit cards can be paid off, personal debt
can be consolidated, and you can have one low monthly payment. There is
also a huge tax benefit to consolidating your debt. Call us today to
find out how much you can save!
When you have gone to great lengths to preserve your
excellent credit rating, it's important that you are rewarded with a
below-market interest rate. At GNA we recognize this accomplishment with
a whole group of loan programs for our most credit-worthy borrowers.
Included in these programs is a very unique bi-weekly mortgage that
combines dramatically discounted interest rates with bi-weekly payments
resulting in huge monthly and life-of-loan savings. Other popular GNA
programs require limited or no income documentation or asset
verification. Many of our clients who own their own business choose
these programs to simplify the whole mortgage process. If your credit
rating entitles you to below market interest rates call GNA today. Along
with the best rate we'll deliver world class service and guarantee your
complete satisfaction.
As the trend towards working from home gains momentum,
many of our clients have found the convenience of a mixed-use property
ideal. Most lenders simply can't finance this type of property. GNA has
created a myriad of special programs designed specifically for
properties with both a residential and a commercial component. Whether
your dream home includes a storage facility for heavy equipment or a
retail hair salon, we have the perfect mortgage to suit your needs. Our
liberal underwriting guidelines allow for all credit grades as well as
previous bankruptcies and foreclosures. Call us today and simplify your
life!
Through our affiliation with GNA Commercial Funding
Group, Inc., we are able to provide nationwide financing for commercial
properties from $150K to $200MM. We can provide financing for a wide
range of property types from apartment complexes to transfer stations.
Call us today for more information.

We Guarantee You Easy Approval Within 24 Hours
No Application Fee
Experienced Loan Officers
Fast Commitments
10 Day Closings
